Patricia J. Trombetta


(513) 579-0080


(513) 579-0222

Areas of Practice

  • Insurance Coverage
  • Bad Faith Litigation
  • Property and Casualty Defense
  • Claim Investigation


University of Kentucky, College of Law
Juris Doctorate December 1980

Michigan State University
B.A. Humanities prelaw with honors, 1977

Admitted to Practice

  • Ohio, Kentucky, Illinois and West Virginia state courts
  • Washington D.C. courts
  • Seventh Circuit Court of Appeals
  • United States District Court for the Southern and Northern Districts of Ohio
  • United States District Court for the Northern District of Illinois
  • United States District Court for the Eastern and Western Districts of Kentucky
  • United States District Court for the Northern and Southern Districts of West Virginia

Pat has been with Smith, Rolfes & Skavdahl since 1997, joining as an associate and is now a partner. She has been involved with the insurance industry since her graduation from law school working first as an in house subrogation attorney and then a claims litigation attorney before entering private practice in the Cincinnati area in 1992. She spends her days working in the insurance defense and insurance investigation fields. Pat has successfully defended a wide array of cases ranging from coverage issues to bad faith, including intentional torts, building risks, and significant personal injury cases, among others.

Ft. Mitchell, KY

300 Buttermilk Pike
Suite 324
Ft. Mitchell, Kentucky 41017
(859) 547-1200

Additional Locations

  • Cincinnati, OH
  • Louisville, KY

Notable Experience


Kentucky Claims Association (KCA) Convention: "Biting the Hand that Pets You" July 2016.

Northern Kentucky Claims Association Meeting: "Premises Liability" April 2016.

"An Interview with the DRI Women in the Law Chair Lana A. Olson", Common Defense, Fall/Winter 2015.

Bluegrass Claims Association: “Ethics in Investigating a Potential Fraud Claim” September 2015.

Kentucky Defense Counsel Webinar: "The Art of Rainmaking" August 2015.

Kentucky Claims Association Annual Meeting: “Evaluating and Investigating Traumatic Brain Injuries” July 2015.

"Showcasing Rainmakers and Corporate Counsel Featured in the WITL E-Book: Women Rainmakers: Roadmap to Success", DRI Sharing Success, Volume 5, Issue 1.

"An Interview with Madeleine M. McDonough", DRI Sharing Success, Volume 4, Issue 2.

Claims & Litigation Management Alliance (CLM) 2014 Insurance Bad Faith & Coverage Conference: "The Challenge of Integrated Data and Information Management When Splitting the Claim File" December 2014.

Women Rainmakers: Roadmap to Success, Defense Research Institute (DRI) Women in the Law Publications Subcommittee (Co-created and co-edited by Patricia J. Trombetta)

"Attorney Profile - Patricia Trombetta" by: Lindsay A. Rump, Northern Kentucky Bar Association Lex Loci, August 2014.

"An Interview with Patricia K. Gillette", DRI Sharing Success, Volume 4, Issue 1.

"Is it Vacant or Occupied? Policy Language and Jurisdiction Play Key Roles in the Determination of Occupancy and Arson" (with Frank T. Zeigon), NSPIINews, Spring 2014.

Claims & Litigation Management Alliance (CLM) Bad Faith/Coverage/Fraud Conference: "Investigating a Potential Fraud Claim... It takes a TEAM to get it right!" February 2014.

"Is it Vacant or Occupied? Policy Language and Jurisdiction Play Key Roles in the Determination of Occupancy and Arson" (with Frank T. Zeigon), Claims Management, January 2014.

"An Interview with Beth Naylor", DRI Sharing Success, Volume 3, Issue 2.

Ohio Traffic Accident Reconstruction Association (OTARA) Annual Training: "Expert Testimony: Evidence Rule 702 and Beyond," November 2013.

Northern Kentucky Claim Association: "Update on Kentucky Law," August 2013.

"An Interview with Jennifer Doan", DRI Sharing Success, Volume 3, Issue 1.

"Four Facts Outside Counsel Should Factor into Successfully Partnering with Clients" (with Kathryn A. Regier), DRI The Voice, Volume 12, Issue 22.

Claims & Litigation Management Alliance (CLM) 2013 Webinar Series: "It’s Unoccupied, but Is It Vacant for Purposes of Insurance Coverage?," April 2013.

Kentucky Farm Bureau, Lexington, Kentucky: "Bad Faith Law in Kentucky," March 2013.

Bluegrass Claims Association: "Bad Faith Law in Kentucky," February 2013.

Northern Kentucky Claim Association: "Update on Kentucky Law," February 2013.

"Rainmaker Spotlight - An Interview with Melanie Margolin", DRI Sharing Success, Volume 2, Issue 2.

Bluegrass Claims Association: "Update on Kentucky Law," October 2012.

"An Interview with Lori Cohen", For the Defense, July 2012.

"How To Effectively Mediate Your Case" (with Lindsay Rump), Northern Kentucky Bar Association Lex Loci, June 2012.

"Bad Faith Experts: Who Are They And Is Their Testimony Admissible?" (with Lindsay Rump), Northern Kentucky Bar Association Lex Loci, April 2012.

"The Ins And Outs Of Underinsured and Uninsured Motorist Coverage Involving Multiple Jurisdictions" (with Lindsay Rump), Northern Kentucky Bar Association Lex Loci, February 2012.

NSPII: Legal Panel presentation on developments in law, March 2009.

Chubb Ins. Co. mock mediation presentation for continuing education of agents, May 2009.


Housing Opportunities of Northern Kentucky
Volunteer through the Kentucky Bar Association.

Litigation Management Institute
Certified Litigation Management Professional.

Cincinnati Bar Association
Former  Vice Chair of ADR committee and active participant in subcommittee on revisions to local rule 25 on Arbitration and Mediation in Hamilton County.

Supreme Court of Ohio Lawyer to Lawyer Mentoring Program
Selected by Supreme Court of Ohio to serve as a mentor for newly admitted attorneys in court administered program.

Volunteer Lawyers Project
Participating attorney in pro bono legal services program in both Butler and Hamilton Counties.

Cincinnati Claims Association
Selected as member of the operating Board for the Association.

Hamilton County Common Pleas Arbitration Services
Volunteer Arbitrator for court administered arbitration program.

Hamilton National Mock Trial Tournament 2011
Served as a Judge.


  • Claims and Litigation Management Alliance
    •  Co-Chair for Extracontractual (Bad Faith) Committee
    • Publications Committee
  • International Association Of Special Investigation Units
    • National and Kentucky Chapter
  • Ohio Association of Civil Trial Attorneys
  • National Society of Professional Insurance Investigators, Ohio Chapter
  • Defense Research Institute
    • 2014 WITL Committee Award for Outstanding Committee Leader
    • Women and the Law Liaison for Insurance Law Committee on Advertising Injury and Personal Injury Subcommittee
  • Kentucky Defense Counsel
  • Defense Trial Counsel of West Virginia
  • Cincinnati Bar Association
  • Kentucky Bar Association
    • 2012-2014 Continuing Legal Education Award Recipient
  • Ohio Bar Association
    • 2010-2013 Ohio Bar College Inductee
  • Ohio Women's Bar Association
    • Mentor
  • West Virginia Bar Association